Terms and Conditions

Agreement between

User and https://diabeticeverything.com

Welcome to https://diabeticeverything.com. The

https://diabeticeverything.com website (the "Site") is comprised of

various web pages operated by Excel Media Company, Inc ("Diabetic Coverage

Solutions"). https://diabeticeverything.com is offered to you conditioned

on your acceptance without modification of the terms, conditions, and notices

contained herein (the "Terms"). Your use of

https://diabeticeverything.com constitutes your agreement to all such Terms.

Please read these terms carefully, and keep a copy of them for your reference.

https://diabeticeverything.com is a News and Information

Site.

This website provides diabetic education and allows for

users to request our services. Our services include financial consulting and

purchasing diabetic supplies.

By completing and submitting our forms, you are giving us permission to send you SMS messages and/or emails regarding the financial services and other related services we provide.

Privacy

Your use of https://diabeticeverything.com is subject to

Diabetic Coverage Solutions' Privacy Policy. Please review our Privacy Policy,

which also governs the Site and informs users of our data collection practices.

Electronic

Communications

Visiting https://diabeticeverything.com or sending emails to

Diabetic Coverage Solutions constitutes electronic communications. You consent

to receive electronic communications and you agree that all agreements,

notices, disclosures and other communications that we provide to you

electronically, via email and on the Site, satisfy any legal requirement that

such communications be in writing.

Your Account

If you use this site, you are responsible for maintaining

the confidentiality of your account and password and for restricting access to

your computer, and you agree to accept responsibility for all activities that

occur under your account or password. You may not assign or otherwise transfer

your account to any other person or entity. You acknowledge that Diabetic

Coverage Solutions is not responsible for third party access to your account

that results from theft or misappropriation of your account. Diabetic Coverage

Solutions and its associates reserve the right to refuse or cancel service,

terminate accounts, or remove or edit content in our sole discretion.

Children Under

Thirteen

Diabetic Coverage Solutions does not knowingly collect,

either online or offline, personal information from persons under the age of

thirteen. If you are under 18, you may use https://diabeticeverything.com only

with permission of a parent or guardian.

Links to Third Party

Sites/Third Party Services

https://diabeticeverything.com may contain links to other

websites ("Linked Sites"). The Linked Sites are not under the control

of Diabetic Coverage Solutions and Diabetic Coverage Solutions is not responsible

for the contents of any Linked Site, including without limitation any link

contained in a Linked Site, or any changes or updates to a Linked Site.

Diabetic Coverage Solutions is providing these links to you only as a

convenience, and the inclusion of any link does not imply endorsement by Diabetic

Coverage Solutions of the site or any association with its operators.

Certain services made available via

https://diabeticeverything.com are delivered by third party sites and

organizations. By using any product, service or functionality originating from

the https://diabeticeverything.com domain, you hereby acknowledge and consent

that Diabetic Coverage Solutions may share such information and data with any

third party with whom Diabetic Coverage Solutions has a contractual relationship

to provide the requested product, service or functionality on behalf of

https://diabeticeverything.com users and customers.

No Unlawful or

Prohibited Use/Intellectual Property

You are granted a non-exclusive, non-transferable, revocable

license to access and use https://diabeticeverything.com strictly in accordance

with these terms of use. As a condition of your use of the Site, you warrant to

Diabetic Coverage Solutions that you will not use the Site for any purpose that

is unlawful or prohibited by these Terms. You may not use the Site in any

manner which could damage, disable, overburden, or impair the Site or interfere

with any other party's use and enjoyment of the Site. You may not obtain or

attempt to obtain any materials or information through any means not

intentionally made available or provided for through the Site.

All content included as part of the Service, such as text,

graphics, logos, images, as well as the compilation thereof, and any software

used on the Site, is the property of Diabetic Coverage Solutions or its

suppliers and protected by copyright and other laws that protect intellectual

property and proprietary rights. You agree to observe and abide by all

copyright and other proprietary notices, legends or other restrictions

contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer,

participate in the transfer or sale, create derivative works, or in any way

exploit any of the content, in whole or in part, found on the Site. Diabetic

Coverage Solutions content is not for resale. Your use of the Site does not

entitle you to make any unauthorized use of any protected content, and in

particular you will not delete or alter any proprietary rights or attribution

notices in any content. You will use protected content solely for your personal

use, and will make no other use of the content without the express written

permission of Diabetic Coverage Solutions and the copyright owner. You agree

that you do not acquire any ownership rights in any protected content. We do

not grant you any licenses, express or implied, to the intellectual property of

Diabetic Coverage Solutions or our licensors except as expressly authorized by

these Terms.

International Users

The Service is controlled, operated and administered by

Diabetic Coverage Solutions from our offices within the USA. If you access the

Service from a location outside the USA, you are responsible for compliance

with all local laws. You agree that you will not use the Diabetic Coverage

Solutions Content accessed through https://diabeticeverything.com in any country

or in any manner prohibited by any applicable laws, restrictions or

regulations.

Indemnification

You agree to indemnify, defend and hold harmless Diabetic

Coverage Solutions, its officers, directors, employees, agents and third

parties, for any losses, costs, liabilities and expenses (including reasonable

attorney's fees) relating to or arising out of your use of or inability to use

the Site or services, any user postings made by you, your violation of any

terms of this Agreement or your violation of any rights of a third party, or

your violation of any applicable laws, rules or regulations. Diabetic Coverage

Solutions reserves the right, at its own cost, to assume the exclusive defense

and control of any matter otherwise subject to indemnification by you, in which

event you will fully cooperate with Diabetic Coverage Solutions in asserting any

available defenses.

Arbitration

In the event the parties are not able to resolve any dispute

between them arising out of or concerning these Terms and Conditions, or any

provisions hereof, whether in contract, tort, or otherwise at law or in equity

for damages or any other relief, then such dispute shall be resolved only by

final and binding arbitration pursuant to the Federal Arbitration Act,

conducted by a single neutral arbitrator and administered by the American

Arbitration Association, or a similar arbitration service selected by the

parties, in a location mutually agreed upon by the parties. The arbitrator's

award shall be final, and judgment may be entered upon it in any court having

jurisdiction. In the event that any legal or equitable action, proceeding or

arbitration arises out of or concerns these Terms and Conditions, the

prevailing party shall be entitled to recover its costs and reasonable

attorney's fees. The parties agree to arbitrate all disputes and claims in

regards to these Terms and Conditions or any disputes arising as a result of

these Terms and Conditions, whether directly or indirectly, including Tort

claims that are a result of these Terms and Conditions. The parties agree that

the Federal Arbitration Act governs the interpretation and enforcement of this

provision. The entire dispute, including the scope and enforceability of this

arbitration provision shall be determined by the Arbitrator. This arbitration

provision shall survive the termination of these Terms and Conditions.

Class Action Waiver

Any arbitration under these Terms and Conditions will take

place on an individual basis; class arbitrations and

class/representative/collective actions are not permitted. THE PARTIES AGREE

THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S INDIVIDUAL

CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS,

COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE

ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and

Diabetic Coverage Solutions agree otherwise, the arbitrator may not consolidate

more than one person's claims, and may not otherwise preside over any form of a

representative or class proceeding.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED

IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL

ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. EXCEL MEDIA

COMPANY, INC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE

SITE AT ANY TIME.

EXCEL MEDIA COMPANY, INC AND/OR ITS SUPPLIERS MAKE NO

REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS,

AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED

GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED

BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND

RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION

OF ANY KIND. EXCEL MEDIA COMPANY, INC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL

WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS,

SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS

OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND

NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO

EVENT SHALL EXCEL MEDIA COMPANY, INC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY

DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY

DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA

OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE

OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES,

THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION,

SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR

OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,

NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF EXCEL MEDIA COMPANY, INC OR

ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE

SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY

FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO

YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE

TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access

Restriction

Diabetic Coverage Solutions reserves the right, in its sole

discretion, to terminate your access to the Site and the related services or

any portion thereof at any time, without notice. To the maximum extent

permitted by law, this agreement is governed by the laws of the State of South

Carolina and you hereby consent to the exclusive jurisdiction and venue of

courts in South Carolina in all disputes arising out of or relating to the use

of the Site. Use of the Site is unauthorized in any jurisdiction that does not

give effect to all provisions of these Terms, including, without limitation,

this section.

You agree that no joint venture, partnership, employment, or

agency relationship exists between you and Diabetic Coverage Solutions as a

result of this agreement or use of the Site. Diabetic Coverage Solutions'

performance of this agreement is subject to existing laws and legal process,

and nothing contained in this agreement is in derogation of Diabetic Coverage

Solutions' right to comply with governmental, court and law enforcement

requests or requirements relating to your use of the Site or information provided

to or gathered by Diabetic Coverage Solutions with respect to such use. If any

part of this agreement is determined to be invalid or unenforceable pursuant to

applicable law including, but not limited to, the warranty disclaimers and

liability limitations set forth above, then the invalid or unenforceable

provision will be deemed superseded by a valid, enforceable provision that most

closely matches the intent of the original provision and the remainder of the

agreement shall continue in effect.

Unless otherwise specified herein, this agreement

constitutes the entire agreement between the user and Diabetic Coverage

Solutions with respect to the Site and it supersedes all prior or

contemporaneous communications and proposals, whether electronic, oral or

written, between the user and Diabetic Coverage Solutions with respect to the

Site. A printed version of this agreement and of any notice given in electronic

form shall be admissible in judicial or administrative proceedings based upon

or relating to this agreement to the same extent and subject to the same

conditions as other business documents and records originally generated and

maintained in printed form. It is the express wish to the parties that this

agreement and all related documents be written in English.

Changes to Terms

Diabetic Coverage Solutions reserves the right, in its sole

discretion, to change the Terms under which https://diabeticeverything.com is

offered. The most current version of the Terms will supersede all previous

versions. Diabetic Coverage Solutions encourages you to periodically review the

Terms to stay informed of our updates.

Contact Us

Diabetic Coverage Solutions welcomes your questions or

comments regarding the Terms:

Excel Media Company, Inc

1985 Riviera Dr.

Mount Pleasant, South Carolina 29464

Email Address:

diabeticeverything@gmail.com

Telephone number:

8432562495

Effective as of January 19, 2024